Good Day,

Good Day,


I am Ms. Yael Ronen; I am the Executive Vice President Chief Internal Auditor
with FIRST INTERNATIONAL BANK OF ISRAEL LTD (FIBI), Tel Aviv branch, Israel. I
am getting in touch with you regarding an extremely important and urgent
matter. If you would oblige me the opportunity, I shall provide you with
details upon your response.


Faithfully,
Ms. Yael Ronen
Executive Vice President Chief Internal Auditor
FIRST INTERNATIONAL BANK OF ISRAEL LTD (FIBI)
42 Rothschild Blvd.
Tel Aviv 66883,Israel.